I’ve had this post on my heart for a few weeks…and really struggled whether it was just too personal to share. The tiny nudges, the whispers in my soul to open up about our finances have only gotten louder as I try to keep them contained. And of course, God knows what He’s doing, as always, and if I’m to use this blog as a ministry (such a scary thing to say out loud!) – well, here goes. Vann and I were never in debt before we made our big move. But buying a house, furnishing that house (and there are still rooms that are empty), purchasing appliances (which we’ve never had to buy – apartment living for all those years in the city), a second car, the list goes on…after two years we are still paying off the debt we accrued. And so last summer, after tithing faithfully for most of the year, we stopped so we could focus on paying off the debt. As Christians, we are called to give 10% of our earnings back to God. He has much to say about this subject in the Bible: Matthew 25:29 says “To those who use well what they are given, even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away.” Acts 20:35 says “…You should remember the words of the Lord Jesus: ‘It is more blessed to give than to receive.’” All that we have been given is God’s. And all He asks from us is to have a generous heart and give back 10% of what we earn to the Kingdom. And He says we will be blessed for it: 2 Corinthians 9:10-11 says “10Now he who supplies seed to the sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness. 11 You will be enriched in every way so that you can be generous on every occasion, and through us your generosity will result in thanksgiving to God.” God says we will reap what we sow. I don’t think it’s an accident that we gave up tithing and our debt is still very much alive and kicking. But this is so hard – and I admit, when our Pastor challenged us to be consistent givers a few weeks ago – I didn’t want to hear what God was telling me. Trust me. But God, we need that money to make solid payments on the credit cards. Trust me. But God, we need to buy a bigger car at some point. Trust me. But God, I know where the money is going this month and if we start this again it will mess everything up. Can’t we push this back until August? Trust me. It was as if God was sitting right next to me, whispering in my ear. Friends, His voice was as clear as day. Trust me. So Vann and I spent most of our drive back from Tennessee a week ago talking through it: What are the dreams for our family? Does it make sense to have another baby now when our financial stress is high? Another baby means a bigger car, room re-do’s, furnishing a nursery…these things would add to what we owe, not subtract from it. Is it wise? Should we wait? What is God telling us to do? Look, Vann makes a great living and we are blessed. I know that, and I am thankful. But I also know that I am a true consumer. I admit it – I love nice things. I want my hair done, my body strong, healthy and sustainable food for my family, the latest makeup collection from MAC, new clothes for my girls – I could go on and on. Something tells me that I’m not alone in this – and in our town I find it is really hard to keep up sometimes. We are surrounded by big, beautiful homes filled with gorgeous furnishings and freshly manicured lawns. On the outside, people’s lives look and seem perfect. But we all know that appearances can be deceiving, and the devil fills the world with temptations of all sorts and sizes. And it is hard to resist. This might be the greatest struggle of my life – my love and need for stuff. Stuff. That’s what it is – given to us by our loving God but cherished more than He. Probably not the point of His design. Friends, with a very un-cheerful heart, I hit “send” on our church’s website yesterday. I submitted an online gift for the first time in a year and I felt sick. And immediately wanted to take it back. I know that feeling was definitely not of God. And I prayed for forgiveness for my ungrateful heart. Is this not the very least I can do for my Heavenly Father? To thank Him for this beautiful roof over our heads and the food in our mouths? When so many are living with so much less? Oh God! To be released from this ever-present need to keep up, have the latest and greatest, being a slave to the lender, stingy-ness of being the ultimate consumer! I want freedom from this – to experience the power of consistent giving and all that You have designed generosity to be! And so, today, we listen to you, Lord. We hear you when you say in Malachi 3:10, “10 Bring all the tithes into the storehouse so there will be enough food in my Temple. If you do,” says the Lord of Heaven’s Armies, “I will open the windows of heaven for you. I will pour out a blessing so great you won’t have enough room to take it in! Try it! Put me to the test!” Trust me.
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I fell compelled to reply as it is truly a vulnerable post. I want to encourage you as we often times have been yo-yo tithers. And we are consumers pushed by the desires and keeping up with the Joneses. Several years ago we put our foot down and said not our family. Tithing regularly & cash only have not left us not wanting for anything! Like you, we have never been in debt (many thanks to our parents) but struggled with overspending. When we had our heart to heart and decided saving for college, saving for the things we know will come up and need to be fixed or replaced, vacations since we are blessed by a teachers schedule with time off, saving for the third baby we have prioritized and are pursuing the needs and wants of our future. We want to retire early! So keep going and sometimes yes allocating the dollars can be hard but take the emotion out….you have what is in your bank account because God provided for you….how you choose to spend and save is a reflection of your faith and walk with Christ. Also, you are examples to your children. Recently my 6 year old said after a trip to the store to spend some of her piggy bank money said I wish everything was free, wouldn't that be nice. Well sister….reality is here and I have the opportunity to teach her! Since she was 5 we regularly pull money out with her and separate into tithing/saving/spending bags for her. She knows she is saving for a car in 10 years!! She knows she is saving to give to God somehow. (most churches have children tithing but I don't think ours does but such a valuable lesson) She can use her money to spend on new crayons/books at the bookfair etc.
Proud of ya!! Wish we had cheerleaders when we made the decision to give our finances to God. Know we are yours!!
Thank you for sharing so honestly and vulnerably. You are courageous! I can only imagine that He is so honored by the open, raw acknowledgment and expression of your struggle and fear. Amanda, I imagine that He will use this post to encourage and exhort His Body to be as open and honest in their struggles -financial or otherwise. Your willingness to be so unfiltered in your post is certainly a challenge to me. Thank you for that gift.
Sweet friend, chills. You are ALWAYS, so open and vulnerable and transparent, and that is my most favorite thing about you. I feel like I've probably posted a comment like this about 100 times on your blog. Thank you for this post and just for your precious heart. Here's the deal, 2 things. 1. well done good and faithful servant, and 2. we all fall short, right? But how awesome that there's something, someone, SO much bigger to wipe that clean when are spirits are willing to seek truth and make change. Be easy on yourself. I love you and can't wait to see you two!